Data Scientist

PayPal

PayPal is a global leader in digital payments, serving markets worldwide by facilitating seamless and secure transactions. This role is within their credit risk department, focusing on the Buy Now Pay Later product to improve credit risk strategies. The team aims to use data-driven insights to enhance consumer safety and optimize revenue.

In this role you can expect to have the responsibilities:

• Collaborate with P&L owners to develop credit strategies for Buy Now Pay Later.
• Assess and optimize the risk-revenue balance using credit strategies.
• Deliver insights on book quality to senior leadership.
• Evaluate data sources for their impact on credit underwriting.
• Coordinate with operations on the influence of credit strategies.
• Ensure credit strategies comply with regulations with legal and compliance teams.

This role comes with the following benefits:

• Flexible work environment.
• Employee share options.
• Health and life insurance.
• Comprehensive medical, dental, and vision benefits.

This role requires you to have:

• Experience in credit and fraud risk management.
• Minimum 4 years in consumer credit products management.
• Excellent communication and presentation skills.
• Experience with credit bureaus and consumer data sources.

You would benefit from having:

• Proficiency in analytics and data mining tools, such as SQL and Python.
• Experience with advanced Excel for data analysis.
• Ability to build relationships across the organization.

PayPal is committed to diversity and inclusion, ensuring equal employment opportunities. They offer reasonable accommodations for individuals with disabilities and strive to create a workplace of acceptance and security.